What is the Format of a SWIFT Code?

A SWIFT code consists of 8 or 11 characters that follow a standardized format:

General Format:

AAAA BB CC DDD

Breakdown of the Components:

1. AAAA:
   • 4 letters representing the bank code.
   • Example: BOFA (Bank of America).
2. BB:
   • 2 letters representing the country code.
   • Example: US (United States).
3. CC:
   • 2 alphanumeric characters representing the location code.
   • Example: 3N (specific branch or head office).
4. DDD:
   • Optional 3 alphanumeric characters representing the branch code.
   • If omitted, the SWIFT code refers to the bank’s main office.

Example of a SWIFT Code:

• SWIFT Code: BOFAUS3NXXX
  • Bank: Bank of America
  • Country: United States
  • Location: New York
  • Branch: Head Office